Why our education system can't be trusted to teach us financial literacy?

Our school system is divided into 3 streams that is commerce, science, humanities. But none of the three streams are equipped to understand the financial education (well, maybe commerce students do) one requires in life to not only survive but grow. The youth in this country are not independent after the age of 18 like in USA, there they move out of their parents house, go to college and earn money doing part time jobs to pay their bills on time. That whole process brings the teenagers there into maturity about financial well being. The youth here in India (especially that goes through college) will hardly understand that because they don't have to go through all that and those who do, majority of them only understand saving money to become wealthy but they couldn't be more wrong.  Having money saved in your bank account from years of hard work doesn't make you a wealthy person, because then you have inflation to fight which has also been rising at least 4% yearly as 4% is a necessary number for the economy to grow. The only way you can defeat inflation is by investing your money to build multiple income streams. Saving has another disadvantage, it makes people forego all the amazing opportunities with promising growth. The traditional way we have been taught to make money is through hard work and saving money but in my opinion savers are losers. By saving money for years your bank balance is rising but the value of that balance is dropping due to inflation. This is what we can't learn in school. Commerce students learn to enter transactions in journal and ledger, but they are not taught where exactly that transaction comes from or how it comes. The difference between rich and middle class people are that the middle class create liabilities and expenses with their income while the rich create assets that pay their expenses and buy more assets. Robert Kiyosaki once said the rich don't work for money rather they have money work for them. That is the kind of philosophy we also will have to adopt if we want to not just survive but grow financially. Financial literacy can come from reading books,  talking to people, taking practical courses etc. For most people they don't win financially because the fear of losing money is greater then their desire to make money. They don't seem to understand that risk only lies in what you don't know, if you have researched your investment opportunity thoroughly , have weighed the pros and cons then you know how much risk does your investment carry and then you can make an informed decision to bid on it or not. Just keep in mind what you know is a drop and what you don't know is an ocean and this philosophy will always create a never ending hunger for knowledge which will bring you many amazing opportunities. In the end I would like to leave you with a recommendation of 2 books to read to fully understand the meaning and importance of financial education i.e. Rich Dad, Poor Dad and the richest man in babylon